I grew up in the Methodist church and taught Sunday school, and one of my favorite passages of scripture is, 'in as much as ye have done it unto one of the least of these my brethren, ye have done it unto me.'' Matthew 25:40.Collection: School
Personal responsibility matters. There are no excuses for those who spend money on things they cannot afford. But it's a whole lot harder to act responsibly when consumer credit contracts are designed to be incomprehensible, when prices are obscure and risks are hidden.Collection: Responsibility
Big banks churn out page after page of incomprehensible fine print to obscure the cost and risks of checking accounts, credit cards, mortgages and other financial products. The result is that consumers can't make direct product comparisons, markets aren't competitive, and costs are higher. If the playing field is leveled and the broken market fixed, a lot more money will stay in the pockets of millions of hard-working families. That's real stimulus - money to families, without increasing our national debt.Collection: Real
The financial services industry has seemed to treat the crisis like a little rainfall - inconvenient, but no significant changes needed. The real question moving forward is how the industry will respond to Wall Street reform and growing public anger.Collection: Wall
My mother saved our home with a minimum wage job. But in the 1960s, a minimum wage job would support a family of three above the poverty line. Not today. Not even close. I understood right then that people can work hard, they can play by the rules, and they can still take a hard smack.Collection: Family
No one should have to get a PhD in economics to survive in this economy.Collection: Should Have
Student loan debt is crushing young people. And so they're not doing the things we would expect them to do. They're not moving out of their parents' homes in as big a numbers, they're not saving up money for down payments, they're not buying homes or cars or starting small businesses or doing any of the things that help move this economy forward.Collection: Crush
Bernie Sanders brought millions of people into the political process.Collection: People
I oppose the construction of the Keystone XL Pipeline. It's an ill-conceived project that would lock us into further dependence on some of the dirtiest fossil fuels on the planet.Collection: Locks
I saw at a young age that one bad break can turn a family's financial life upside down. And it has affected everything in my life since then.Collection: Age
My daddy's response [to fear of being poor] was to never talk about money or what might happen if it ran out.Collection: Daddy
[My grandkids] are 5, 10, and 15. While they're young and still at home, I think it's all about learning the value of money.Collection: Home
That is especially important as more young people must take on huge debt loads to go to college.Collection: College
Cars, toys, aspirin, meat, toasters, water - nearly every product sold has passed basic safety regulations well in advance of being marketed and sold. But consumer credit is a kind of buyer-beware, wild west. That is partly the result of history.Collection: Safety
I'm still very connected to my family, to the world I grew up in. I understand what it means to be afraid that you can't pay a doctor's bill. Or to have to make the choice between buying a band uniform for a seventh-grader and making the insurance payment on time. That will never leave me. It was how I lived until I was well into my adult years.Collection: Mean
We're going to make sure that the people who run for office and get elected are the ones who are going to work for the American people.Collection: Running
Some of the largest financial institutions can build a profit model on tricking people.Collection: People
Donald Trump doesn't care who gets hurt, as long as he makes a profit off it.Collection: Hurt
My response [to fear of being poor]was to study contracts, finance, economics, to plan, to have a goal, to work on that goal. To learn everything I could. I always poked at the things that scared me most.Collection: Goal
We will fight back against attacks on Latinos, on African-Americans, on women, on Muslims, on immigrants, on disabled Americans, on everyone. Whether Donald Trump sits in a glass tower or sits in the White House, we will not give an inch on this. Not now, not ever.Collection: Fighting
Paul Ryan looks around, sees three unemployed workers for every job opening in America, and blames the people who can't find a job.Collection: Jobs
It is not the job of the Department of Education to maximize profits for the government at the cost of squeezing students who are struggling to get an education.Collection: Jobs
It`s one thing for Hillary Clinton to adopt some anti-Wall Street language to try to appeal to progressives.Collection: Wall
Middle class America is acutely aware of how bad this economy is, and it is going to demand changes. I don't think politicians can afford to be complacent.Collection: Thinking
I want to be blunt: We should not be fighting about equal pay for equal work, and access to birth control, in 2012. These issues were resolved years ago - until the Republicans brought them back.Collection: Fighting
The financial collapse of 2008 got its start with predatory mortgages, that weren’t sold by community banks and credit unions, they were sold by fly by night mortgage brokers who had almost zero federal oversight and then the big banks looked over, saw the profit potential and they wanted it bad. So they jumped in and sold millions of these terrible mortgages while the bank regulators just looked the other way.Collection: Zero
We should be talking about expanding Social Security benefits - not cutting them.Collection: Cutting
The people on Wall Street broke this country, and they did it one lousy mortgage at a time. It happened more than three years ago, and there has been no real accountability, and there has been no real effort to fix it.Collection: Country
Why is the Keystone Pipeline the very first, #1 item on the Republicans' agenda? We know that this pipeline runs terrible environmental risks and it just won't do much for the American people. So why is this bill so urgent? Money and power.Collection: Running
The people who are filing for bankruptcy in increasing numbers every year, it's not the poorest. It's not the people at the economic fringes. It's people who worked hard and played by the rules.Collection: Money
The credit card companies have put the loan sharks out of business.Collection: Sharks
Сount dollars, not pennies. Look at the big-ticket items, in your budget.Collection: Dollars
Right now, with millions of Americans still out of work, and struggling to recover from the worst economic downturn since the great depression, with 40 million Americans dealing with student loans, with millions of people working full-time at minimum wage and still living in poverty, with the big banks getting bigger and the workers getting poorer, and seniors struggling to make ends meet, Republicans in Washington have decided the most important thing for them to focus on is how to deny women access to birth control.Collection: Senior
There are a lot of things that people say about Hillary Clinton. But nobody says that she doesn't know how to throw a punch.Collection: People
Hillary Clinton is a fighter, she's out there, she's tough.Collection: Tough
Goals work. Pick one debt, and then put every dime into paying down that one debt. Once that debt is paid off, start paying down the next debt. Pretty soon it's time to move from paying debt to building savings.Collection: Moving
Get your money in balance. One rule of thumb is 50/30/20. Spend about 50% of your money on must-haves - things like rent, car payments - and about 30% on wants, while 20% should go toward savings and paying down debt.Collection: Car
As a Democrat, one of the things that frustrates me the most is there are a lot of times we just don't get in the fight. We ask pretty please if we can have things or we make the argument for why it is the best thing to do, and then wait patiently for the other side to agree to come along. We negotiate. We start our opening position by negotiating.Collection: Fighting
I'm proud of my Native American heritage.Collection: Native American
I don't like credit cards. They make overspending very easy. They can make life a lot more complex and stressful.Collection: Cards
College students today are drowning in debt, and it is hurting them and hurting our economy. We must find a way to help families pay for college without condemning them to a lifetime of indebtedness.Collection: Education
Look around. Oil companies guzzle down the billions in profits. Billionaires pay a lower tax rate than their secretaries, and Wall Street CEOs, the same ones the direct our economy and destroyed millions of jobs still strut around Congress, no shame, demanding favors, and acting like we should thank them. Does anyone here have a problem with that?Collection: Jobs
I think having a fighter in the lead, a female fighter in the lead, is exactly what America needs.Collection: Thinking
When conservatives talk about opportunity, they mean opportunities for the rich to get richer, for the powerful to get more powerful.Collection: Powerful
You know, the old version was about balancing a checkbook. The new version is about the risks of debt, which is so much more widely available. So I think it's important that we design relevant financial literacy courses, and teach them starting early in grade school.Collection: School
You know, if you’re caught with an ounce of cocaine, the chances are good you’re going to go to jail. If it happens repeatedly, you may go to jail for the rest of your life. But evidently, if you launder nearly a billion dollars for drug cartels and violate our international sanctions, your company pays a fine and you go home and sleep in your own bed at night, every single individual associated with this. I think that’s fundamentally wrong.Collection: Home
Americans understand that the game is rigged, and they've had enough of it. They're ready to fight back. They want a Washington that works for them, i think that people are getting more engaged, politically, and they're seeing through a lot of the rhetoric that politicians have been throwing out there for a long time. They want to see some real change, and I think that's what we need to work on.Collection: Change
The trickle-down experiment that began in the Reagan years failed America's middle class. Sure, the rich are doing great. Giant corporations are doing great. Lobbyists are doing great. But we need an economy where everyone else who works hard gets a shot at doing great!Collection: Hard Work