Dave Ramsey

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Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.
- Dave Ramsey
Collection: Giving
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You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!
- Dave Ramsey
Collection: Three
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Fear is the enemy of hope.
- Dave Ramsey
Collection: Enemy
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Debt is normal. Be weird.
- Dave Ramsey
Collection: Funny
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Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
- Dave Ramsey
Collection: Ladders
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You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
- Dave Ramsey
Collection: Goal
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Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It's just as important as life insurance.
- Dave Ramsey
Collection: Important
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At the end of the day we are not selling, we are serving.
- Dave Ramsey
Collection: The End Of The Day
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We started in our living room on a card table in our living room, and we have a multi-million dollar company and we know it can be done without borrowing a dime. It takes a while to get it started and to turn the wheel over, but the next time it's easier and the next few hundred times, it's easier than that. Have a budget where you reinvest a percentage of every dollar you earn to grow it.
- Dave Ramsey
Collection: Dollars
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When we're dealing with money in relationships, when we're dealing with money in our personal lives, when we're dealing with money in our families, the flow of money in a family represents the value system under which that family operates.
- Dave Ramsey
Collection: Flow
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After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
- Dave Ramsey
Collection: Money
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Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
- Dave Ramsey
Collection: People
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Debt is dumb. Cash is king.
- Dave Ramsey
Collection: Money
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Goals convert vision into ENERGY.
- Dave Ramsey
Collection: Goal
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If you help enough people, you don't have to worry about money.
- Dave Ramsey
Collection: People
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This is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the grocery store with their lip stuck out: 'I want it. I want it. I deserve it because I breathe air.' And, well, that's an uphill climb in our culture right now, to go against that and say, 'Hey, let's be grownups here. Let's be mature, learn to delay pleasure, save up and pay for things.'
- Dave Ramsey
Collection: Children
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Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
- Dave Ramsey
Collection: Dishonesty
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No one got rich on a government program. Do not choose to be a common man. You can be uncommon.
- Dave Ramsey
Collection: Men
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You must plan your work and then work your plan.
- Dave Ramsey
Collection: Plans
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Your priorities, passions, goals, and fears are shown clearly in the flow of your money.
- Dave Ramsey
Collection: Passion
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Be very proud of what you do, and if you aren't then change it.
- Dave Ramsey
Collection: Proud
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You cannot lead without passion. Passion causes things to move, and passion creates a force multiplier. Passion actually covers a multitude of sins. Real EntreLeaders care deeply, and that is basically what passion is. Passion is not yelling or being wild; it is simply caring deeply.
- Dave Ramsey
Collection: Real
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Work is a surefire money-making scheme.
- Dave Ramsey
Collection: Making Money
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Work-get paid; don't work-don't get paid. Everybody is on commission
- Dave Ramsey
Collection: Paid
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I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
- Dave Ramsey
Collection: Money
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Broke is normal. Why be normal?
- Dave Ramsey
Collection: Motivational
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If you come with mercy but not justice; that's called enabling.
- Dave Ramsey
Collection: Justice
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Great talent stands in line to join your team because the culture becomes the stuff of legend.
- Dave Ramsey
Collection: Team
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The first step in taking control of your money is to stop borrowing money. Start using cash today.
- Dave Ramsey
Collection: Cash
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Save 3-6 months of expenses in a Rainy Day fund. Know why? Cause it is going to rain, and you aren't the exception.
- Dave Ramsey
Collection: Rain
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Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.
- Dave Ramsey
Collection: Hard Work
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Contentment is both the fruit and the tree.
- Dave Ramsey
Collection: Tree
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We live in a culture full of hares; but the tortoise always wins.
- Dave Ramsey
Collection: Winning
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More wealth doesn't fix your life. More wealth makes you more of what you already are.
- Dave Ramsey
Collection: Wealth
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Every person falls down at some point. Successful people choose to get back up!
- Dave Ramsey
Collection: Fall
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Investing is important, but get debt-free first. That's what frees up your income so you can win.
- Dave Ramsey
Collection: Winning
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I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.
- Dave Ramsey
Collection: Christian
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Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
- Dave Ramsey
Collection: Character
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If the US Government was a family—they would be making $58,000 a year, spending $75,000 a year, & are $327,000 in credit card debt. They are currently proposing BIG spending cuts to reduce their spending to $72,000 a year. These are the actual proportions of the federal budget & debt, reduced to a level that we can understand.
- Dave Ramsey
Collection: Money
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True leadership is servanthood. Put the interests of others at the center of your decisions.
- Dave Ramsey
Collection: Decision
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You have the clean canvas of a whole week before you. Paint well.
- Dave Ramsey
Collection: Canvas
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The world will try to tell you that you need stuff to be somebody. Don't listen
- Dave Ramsey
Collection: Trying
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Outrageous generosity is a character quality of people who win with money.
- Dave Ramsey
Collection: Character
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When you create a basic budget and stick to it, it will suddenly seem like you have more money.
- Dave Ramsey
Collection: Sticks
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Ideas are a dime a dozen. People who execute them are not.
- Dave Ramsey
Collection: Ideas
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Bosses push, Leaders pull. Real leadership is servant leadership.
- Dave Ramsey
Collection: Real
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Rich isn't an amount of money, it's a mindset about how you live. If you believe you can win, you can.
- Dave Ramsey
Collection: Believe
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If you will make the sacrifices now that most people aren't willing to make, later on you will be able to live as those folks will never be able to live.
- Dave Ramsey
Collection: Sacrifice