Suze Orman
A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.Collection: Finance
The prenup needs to be drawn up months before the wedding, not days - it's not something you slap together and sign in the car on the way to the ceremony. A shotgun prenup might not hold up in court.Collection: Wedding
A wise woman recognizes when her life is out of balance and summons the courage to act to correct it, she knows the meaning of true generosity, happiness is the reward for a life lived in harmony, with a courage and grace.Collection: Courage
Money you won't need to use for at least seven years is money for investing. The goal here is to have your account grow over time to help you finance a distant goal, such as building a retirement fund. Since your goal is in the future, money for investing belongs in stocks.Collection: Finance
Prenups are so unromantic - a sign of distrust, not love. Time for a reality check, my friends. First, drawing up a prenuptial agreement together is a sign of incredible trust and financial openness - you're fooling yourself if you think you can achieve complete intimacy without it.Collection: Trust
When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life.Collection: Happiness
No one's ever achieved financial fitness with a January resolution that's abandoned by February.Collection: Money
Many people are in the dark when it comes to money, and I'm going to turn on the lights.Collection: Money
The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.Collection: Money
You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if how and in what you are investing is right for you.Collection: Trust
When you are grateful - when you can see what you have - you unlock blessings to flow in your life.Collection: Thankful
Courage is not always about action. It takes courage to do nothing rather than do something that you do not believe in or understand.Collection: Courage
Owning a home is a keystone of wealth - both financial affluence and emotional security.Collection: Home
People first, then money, then things.Collection: Money
People have got to learn: if they don't have cookies in the cookie jar, they can't eat cookies.Collection: Diet
If you're financially responsible, your children have a much better chance to grow up financially responsible.Collection: Parenting
The key to making money is to stay invested.Collection: Money
The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem.Collection: Finance
Here's my gift-giving rule: Respect your current financial situation.Collection: Finance
Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless.Collection: Teacher
Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund. But to fulfill a long-term investment goal like funding your retirement, consider buying stocks. The more distant your financial target, the longer inflation will gnaw at the purchasing power of your money.Collection: Money
In all realms of life it takes courage to stretch your limits, express your power, and fulfill your potential... it's no different in the financial realm.Collection: Courage
Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn't as hard as you might think.Collection: Family
Happiness is not a luxury. It is a necessity. When we are happy, we are in the best possible place to be good to ourselves and those we love.Collection: Happiness
So many financial dreams are thwarted by the failure to act upon good intentions.Collection: Failure
A wise woman knows how to summon her courage and do what is right, rather than what is easy.Collection: Courage
Money is kind of just like air - if you don't have air, you can't breathe. If you don't have money, I don't think you'll want to breathe - you won't want to live.Collection: Money
If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.
Just because you can afford it doesn't mean you should buy it.
True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable possession you can share.
Recast your current problems into proactive goals.
It's impossible to map out a route to your destination if you don't know where you're starting from.
The American dream is dead for the majority of America.
When you lose something in your life, stop thinking it's a loss for you... it is a gift you have been given so you can get on the right path to where you are meant to go, not to where you think you should have gone.
If there is anyone dependent on your income - parents, children, relatives - you need life insurance.
Time is key to building your financial security.
Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum.
Sometimes poverty is the greatest gift you can ever be given. Sometimes loss is the key that leads you to gain.
The middle class has disappeared. We have a highway to poverty and no roads coming out.
I always say, 'People first, then money, then things.'
In order to create lasting security you must learn to stand in your truth.
Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.
It's easy to underestimate the real cost of home ownership.
Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.
To make the most of your money, I recommend sticking with mutual funds that don't charge a commission when you buy or sell.
Private student loans should be avoided at all costs.
If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.
Remember: If the IRS suspects you haven't reported income, it can challenge returns from the past six years. So if you are self-employed or have multiple income sources, hold on to six years of files to be absolutely safe.
Every time you overhear something hurtful, I want you to do something kind for someone else.
I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart the value of money to your children.